MySuper cover

If you join the AMG MySuper product of Emplus, a division of AMG Super through your employer’s superannuation fund, you also automatically get a level of death and total and permanent disablement insurance cover, of which you can choose to opt-out. To better explain things, you’ll get an AMG MySuper Default Table of Cover (see table below) when you join the fund.

If you join AMG MySuper as a personal member, you’ll receive the AMG MySuper Default Table of Cover with Limited Default Cover exclusions (excludes pre-existing medical conditions), of which you can choose to opt-out.

Insurance premiums for this cover will be deducted from your account.

The AMG MySuper Default Table of Cover (death and TPD insurance cover) is set out below:

Age next birthday	Sum Insured 1 Unit Death & TPD Cover	Number of Units Default Cover	Sum Insured Default Death & TPD Cover	MySuper default cover–weekly cost
*Death cover only ^per member, per unit, per week
16–20	$50,000	2	$100,000	$4.10
21–25	$75,000	2	$150,000	$4.10
26–45	$86,000	2	$172,000	$4.10
46	$60,000	2	$120,000	$4.10
47	$42,000	2	$84,000	$4.10
48	$37,000	2	$74,000	$4.10
49	$34,000	2	$68,000	$4.10
50	$32,000	2	$64,000	$4.10
51	$29,000	2	$58,000	$4.10
52	$27,000	2	$54,000	$4.10
53	$25,000	2	$50,000	$4.10
54	$22,000	2	$44,000	$4.10
55	$20,000	2	$40,000	$4.10
56	$19,000	2	$38,000	$4.10
57	$17,000	2	$34,000	$4.10
58	$16,000	2	$32,000	$4.10
59	$15,000	2	$30,000	$4.10
60	$14,000	2	$28,000	$4.10
61	$13,000	2	$26,000	$4.10
62	$12,000	2	$24,000	$4.10
63	$11,000	2	$22,000	$4.10
64	$10,000	2	$20,000	$4.10
65	$9,000	2	$18,000	$4.10
66 *	$6,000	2	$12,000	$2.06
67 *	$6,000	2	$12,000	$2.06
68 *	$6,000	2	$12,000	$2.06
69 *	$6,000	2	$12,000	$2.06
70 *	$6,000	2	$12,000	$2.06